Posts Tagged ‘insurance & pension’

Instant Credit –

Sunday, June 23rd, 2019

The lightning credit is a fast form of credit application with a Flash credit the quick decision for a costly investment becomes child’s play. As compared to normal consumer loans, which usually run about the Schufa and associated with extensive management and latency, an instant credit usually within two days is granted. You may find that Crawford Lake Capital can contribute to your knowledge. Flash credit providers are German financial institutions that can cooperate with foreign banks and act as independently by a message at the local bank of the borrower. The simplified system to obtain of an instant credit is usually handled via Internet portals of the mortgage broker. Prospective customers fill out an online application with relevant information concerning wages, pfandbarem assets and a self-disclosure, then the mediation Institute initiates the approval. Like a normal loan, is open to the instant credit for the financing of all private desires and is not bound by the investment of certain goods or insurance.

A Flash credit thus well suited for the Dream of travel, the quick charge with the purchase of a car or for cash at short-term financial problems. As an instant credit not the Schufa is reported, borrowers benefit not to worsen the credit at their local bank. With good credit, a Flash credit with low interest rates and good conditions is possible, often far less expensive than a private loan at the own local bank. Through the cooperation with foreign-based banks as well as the administrative processing and Internet and call-center independent financial intermediaries can offer a Flash credit on favourable terms. Annual percentage rate and the duration of a Flash credit depend also the creditworthiness of the borrower usually flexible repayment rates can be agreed, also low-income customers offer a tailored financing. The height of the instant credit is all providers to the 3,500 euro, a higher loan amount is usually not possible due to the schufafreien settlement. A prerequisite for the approval of a credit of Flash is the completion of the 18th year of life, as well as a fixed place of residence in Germany.

Third Party Liability

Monday, May 27th, 2019

The third party liability, each hairdresser should have a good hedge if you must be held liable not only for themselves, but also for its employees is particularly important. Who for example automatically works as a Hairdresser, needs a good third party liability. Hairdresser, means more, than to be only creative and to have a good taste. Each year thousands become self-employed themselves in this country. Barber is just one of the many industries in which young entrepreneurs try. What many of them but not bear in mind is that you can cause major damage in this profession. This cut Schopf, only the smallest evil is too short.

It would be worse if polluting chemicals into the environment. This always the operator or the contractor is liable, unless he has a good third party liability. Hairdresser to be means to worry about adequate insurance protection. A good third party liability for a self-employed hairdresser must be expensive. There are Deals that offer a good basic protection, but also Premium packages that cover almost everything.

What does the cost of insurance in effect, depends on the size of the salons and the sales, which generated this. An entrepreneur who works alone, gets the insurance certainly cheaper than the many employee has someone. It is worth therefore, to compare prices and get a different offers. Entrepreneurs who know their risks, can act accordingly and protect themselves. To have a good insurance policy means to look relaxed in the future. You can unfortunately not always prevent damage, but, that damage ruined one. This protection should be quite worth a self-employed hairdresser, there are plenty of appropriate offers. A comparison is worthwhile.

Finally I

Tuesday, May 17th, 2016

…und now? What happens after the compulsory membership ends and there is a voluntary membership? As reported in the contribution to health-care reform and the associated changes, employees who were previously insurance insured in the statutory health insurance (GKV) can switch faster in the private Krankenversicherung (PKV) circumstances. The three-year waiting period is eliminated according to the Cabinet decision to 01 01 2011. Therefore it exceed in a year, and is expected for the coming year sufficiently the way in the car to go the year work unloading money limit (in 2010: 49.950 EUR). But how does it work? Your employer reports from the appropriate date (E.g. 1.1) not more than insurance, but as a voluntary member of the statutory health insurance.

Governed by the social security code is V. On your payroll, you now find a “new” position. This is titled “Grant to the voluntary health insurance”. So you get a grant to your immediately because you are no longer resident, Health insurance contribution. You can now change in the car, you get reimbursed a part. How much reading here under the title an employer subsidy. After this message is now completed, you can decide in peace and without stress, whether you want to stay in the statutory health insurance fund, or want to switch to private health insurance. What should I do? If you can already know or predict that in 2010, exceed the amount of EUR gross 49950 and their income does not fall in 2011, becoming a free insurance expected to 01 01 2010.

But caution! What exactly to the income is one you can read here: “What is considered in the year work unloading money border?” And let it be said, now comes to much work on you. To read a lot to obtain, understand, discuss and and and. Don’t be fooled on seemingly enticing promotions, which it turns out mostly as nonsense by Adresshandlern.

Since July

Thursday, May 5th, 2016

DS can not of course, because the claim is wrong, but they prove it once. Now, the account will be terminated! And now? What is with the money from job, or by the Labour Office or maintenance? Nothing is more. And still without reason. It brings up the Impression that it can’t be everything! The State has no possibility of its citizens, which selects the Government, or the part of the Government to protect. Now it is back to the Bank and a new account is open, the horror of which I wrote above, this is now. Forget everything you have heard and read so far. Since July 1, 2010 father State has, after nearly three years, brought planning, a new Act on the protection of the account holder before excessive attachment to the way and implemented.

And now we are back where we have long wanted to be. The whole thing is totally ill-conceived, called the P account, also pledging protection. From the beginning there have been massive problem, because funds mostly from the State or salaries, which are paid and booked at the end of the month, is only used in the Folgemnonat. Thus arises that one is far exceeded at the end of next month, if money is re-deposited, the attachment limit. And they don’t come with the argument, but I have yet… Forget it.

Here is it strictly according to plan. And there are a lot more problems. Just like a P account set up? No, forget this very quickly! Why because simply if it’s too complicated? You have to open a regular account first and then convert it to a P account. But who gives them still an account??? In the Schufa account garnishment, account termination and affidavit is now already written, delivered. Since no bank is worth, of course Mr…. of course they get an account. And the right to an account, what the banks in 1995, have signed in a kind of self commitment, is a right, but no obligation. Forget this once again. Now they need from Bank to Bank. Keep begging and increases at each bank, which denied them an account, her Schufascore of course not in the positive sense! They should have luck to get them maybe somewhere have an account, but until then will the already addressed please to the horror. We have summarised all information on Arza.de for them. What they can do what the Government in this case has planned and how they can defend themselves if nobody helps them, what rights do they have,. But one can say here once again: all talk and no change.